Always committed to giving you the best

We are your shoulder to lean on

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Dependable ~ Reliable ~ Trustworthy

Reaching your goals starts with saving

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Your Shoulder to Lean On

Connecting You To Your Loan Needs

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Quick Payment Process

No Prepayment Fees

Welcome to Tikhwepha SACCO

We are your reliable Financial Sacco

Tikhwepha is a member owned saving credit co-operative society for people employed in Premier Bakery, Milling, Feed Master, Elcor, Sub-contractors of these companies and individuals. Tikhwepha SACCO was Established in 2009 to enable members to save and borrow money at reasonable interest rates for provident and productive purposes.

Dedicated Team

Our team is always committed to giving you the best

Certified Company

Approved Financial company to provide loans

How Much Do You Need

E1000 E40000
1 Month 12 Months
1% 15%

Pay Monthly E

Total Pay Back E

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What We Are Offering

All Our Services

Our Loans

The Tikhwepha SACCO offers various credit facilities with flexible affordable interest rates and repayment periods of up to 96 months.

Our Savings

The SACCO offers various savings accounts that enables members save for their holiday, children’s school fees, businesses and so much more

Our Shares

Our ordinary shares gives a member ownership of the organization and shareholders can be paid dividends and so much more

Get to Know About

Flexible and Quick Loans For You

All members have equal opportunity to borrow from the different loan types from our Sacco. For loans to be considered, current salary advice slip is required to ascertain repayment capacity. New memebrs become entitled to loan after 6 months. Interests charged on loans are competitive.

Very Low Rates on All Loans

99.9% Success Rate Guaranteed

Flexible Repayment Terms

14 years of working experience

Your Benefits

Why Choose Us?

Savings Guarantee

We are a growing Sacco you can rely on

Dedicated Team

We have a team of dedicated experts on the market

Customer Services

Fully dedicated to serving your needs

Financial Growth

We provide solid financial advice.

Professionalism

100%

Honesty

100%

Transparency

100%

What Our Clients Say

Customers' Testimonials

Tikhwepha Sacco has helped us achieve and realize our financial goals. In addition, I have been able to educate my children using credit facilities advanced to me...

Premier Foods Employee

Becoming a member of Tikhwepha Sacco was, as I look back today, one of the best things that ever happened to me. As I reflect on how it all began

Feedmaster Employee

Tikhwepha SACCO has been instrumental in helping me buy my first car. The interest rates are reasonable, and the repayment plans are flexible."

Elcor Employee

Joining Tikhwepha SACCO was a game-changer for me. I managed to save enough to start my own small business, which has been thriving ever since

Elcor Employee

Through Tikhwepka SACCO, I’ve not only saved money but also connected with other members who share similar financial goals. It’s like a family!

Emlembe Employee

Tikhwepha Sacco helped me with a quick loan for emergency medical expenses. The process was straightforward, and the staff was incredibly supportive.

Eswatini Retail Solutions Employee

Thanks to Tikhwepha SACCO, I was able to secure a low-interest loan for my education. I graduated last year and am now employed in my dream job

Elcor Employee

Tikhwepha Sacco helped me with a quick loan for emergency medical expenses. The process was straightforward, and the staff was incredibly supportive

Premium Employee

"Tikhwepha SACCO has been instrumental in helping me buy my first car. The interest rates are reasonable, and the repayment plans are flexible

Emlembe Employee

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